Real Estate Professionals

Valuable warranty solutions
for your builders and homeowners

Realtor Structural Warranty Solutions

Realtor uses a structural warranty & examines home under construction.Solid Home Protection

PWSC offers builder’s two main types of builder’s limited warranties: the Signature 10-Year Builder’s Limited Warranty and the Home Builder’s Limited Warranty, typically for large or volume builders.

The PWSC administered Signature Warranty is a 10-year written and insured Builder’s Limited Warranty available through your home builder that delivers tiered coverage. Unlike many structural warranties on the market, the Signature Warranty is backed by a superior-rated insurance company, not a risk retention group.

Our Signature Warranty is the best 10-year structural builder’s limited warranties in three important ways:

  1. Backed by Steadfast Insurance of Zurich North American Group, an A+/XV-rated member
  2. Clearly defines builder liability for workmanship and materials defects.
  3. Fills the gap in your builders liability coverage by covering the cost of structural repair for most soil-related defects in years three through ten.

How the Signature Warranty Works

This Builder’s Limited Warranty includes three distinct home warranty protection periods:

Year One: Covers workmanship and materials defects as defined by the structural warranty document.

Year Two: Covers major systems, including wiring, piping, duct work, exclusive of appliances and items of equipment and specified structural elements.

IMPORTANT NOTE: Builder is responsible for making all warranted repairs in years one and two.

Years Three through Ten: Builder warrants the home against covered structural failures. The insurer assumes the Builder’s warranty obligations during this period.

PWSC works to build bridges between homeowner and builder, not fences. In the event a claim is filed, we provide cost-effective dispute resolution. Warranty disputes are resolved using binding arbitration, not expensive litigation.

Our Signature Builder Warranty Program delivers:

  • Comprehensive home warranty coverage
  • Outstanding customer service and support
  • Excellent training program so you can clearly relay benefits to home buyers
  • Dispute resolution services that equitably resolve differences between home builder and home buyer in a timely and cost effective manner

PWSC offers outstanding Limited Warranty home warranty programs, either integrated with a general liability policy, or on an administration-only basis. Consider the Home Builder’s Limited Warranty (HBLW) for your large builders.

The HBLW Warranty instills confidence in home buyers because they know they get comprehensive coverage and outstanding customer service. And, PWSC is the largest third party warranty administrator in the U.S.

How the HBLW Works

  • Only the builder (or arbitrator working a disputed warranty claim) may determine a condition to be a construction defect under the warranty
  • Appropriately aligns home builders and contractors to resolve any construction defects that may arise to promote speedier claims resolution
  • Claims are covered for the statute of repose in a specific state (or per agreement with the GL carrier)
  • Effective risk management tool for builders

The HBLW Program delivers:

  • Comprehensive home warranty coverage
  • Outstanding customer service and support
  • Excellent training program so you can clearly relay benefits to home buyers
  • Dispute resolution services that equitably resolve differences between builder and home buyer in a timely and cost effective manner

The Benefits of PWSC- Administered Warranties to your Builders & Home Buyers

Easy to understand. Written in plain language, with specific details so homeowners know exactly what’s covered and for how long.

No deductible. There is no homeowner deductible.

Transferable. If a home is sold during the terms of the structural warranty, transferring the remaining portion of the warranty to the new owner is easy.

Trained customer service and claims representatives. Our helpful representatives mediate disputes, resolving over 90% of homeowner complaints without arbitration.

Instills confidence in your homeowners’ investment. With all the PWSC–administered products, the warranty lets your homeowner enjoy the home, confident that they are protected against what tomorrow may bring.

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